we lower your rates.
not your self-esteem.
2.99
6-month intro rate
5.00
adjusts to current prime

apply now or call 888-383-5904

3 Easy Steps to a Home Equity Loan

  • Apply online.
    Submit your application anytime you like. With no application fee!
  • Get your funds.
    Most home equity line closings occur in three weeks or less, so you'll have access to your funds quickly.
  • That's it!
    You're ready to make that big purchase, consolidate debt or start your home improvement project.
Questions? Call us at 888-383-5904
get started

How does home equity work?

You can borrow funds using your home as collateral. The amount you can borrow is based on the equity you have in your home. Use the funds for major expenses such as a home addition, dream vacation or even debt consolidation.

Home Equity Line of Credit Home Equity Loan
Type Revolving credit line (HELOC) Fixed-term loan
Interest Rates Variable interest rate as low as Prime. Only pay interest on what you borrow Competitive fixed interest rate stays the same for the length of the loan
Payments Payments vary based on how much of the credit line you use Predictable monthly payments that stay the same
Access to Funds Access funds if and when you need them using credit checks Immediate access to entire lump sum in a single payout

What's best for you? Ask a Horizon Advisor: Call 888-383-5904

Listen. Advise. Respect. Those are our terms.

  • Experienced advisors to help guide you through your home equity options.
  • Sensible advice to help determine the best loan for you.
  • Flexible loan options customized to your needs.
  • Competitive rates and fast credit decisions.
  • Apply in minutes!
get started
*Introductory APR (Annual Percentage Rate) will be fixed at 2.99% APR for the first 6 months for those lines with up to 89.9% loan to value (LTV). Thereafter, the rate may vary. The rate is based on credit score, LTV and the Prime Rate. The Prime Rate equals the highest Wall Street Journal (WSJ) prime rate as published in the WSJ effective the date the 6 month introductory period expires. WSJ prime rate effective 7/11/18 is 5.00% APR. Example: credit score of 730+ and LTV of 70% or less will have a rate of 5.00% as of date of publication following introductory period. Maximum rate is 21%. Annual fee is $50, waived for first year. Reimbursement fee up to $399 applies if line is closed within the first 36 months. Subject to credit approval. Other terms and conditions may apply and are subject to change without notice. Offer expires December 31, 2018.